Invest in a Mortgage Investment Corporation (MIC) in Ontario
Stable returns. Asset-backed. RRSP-eligible.
Guido Di Franco
President & CEO, Founder
Focused on maintaining high-quality mortgage portfolios and adapting to market dynamics.
Stable returns. Asset-backed. RRSP-eligible.
A simple, transparent investment structure backed by real estate assets
You invest capital in Richview Capital MIC, joining other investors in a pooled fund structure
Your capital is deployed across diversified residential and construction mortgages in Ontario
Borrowers pay interest on mortgages, generating consistent income for the MIC
You receive regular income distributions from mortgage interest payments
Why sophisticated investors choose MIC investing for portfolio diversification
Every investment is secured by real estate, providing tangible asset backing and principal protection through conservative loan-to-value ratios.
Diversified mortgage portfolio across multiple properties and borrowers, reducing concentration risk through professional underwriting.
Focus on principal protection with disciplined lending criteria, experienced management, and conservative LTV requirements.
Regular monthly or quarterly distributions from mortgage interest income, providing predictable cash flow for investors.
Investments can be held in registered accounts including RRSPs, RRIFs, and TFSAs for tax-advantaged growth.
Licensed MIC operating under Ontario regulations with transparent reporting and professional governance oversight.
Experience, expertise, and disciplined investment management
Decades of combined experience managing mortgage investments. Our team has guided operations of highly efficient alternative lenders across Canada.
Seasoned advisory board providing oversight and strategic direction. Corporate governance ensures disciplined decision-making.
Rigorous due diligence and case-by-case evaluation. Every mortgage is assessed for risk-adjusted returns and asset security.
Regular reporting on portfolio performance, distributions, and fund metrics. Investors stay informed about their investment.
Concentrated focus on Ontario residential and construction mortgages. Deep market knowledge and established broker relationships.
Direct access to management team. Personalized service and regular communication about fund performance and strategy.
President & CEO, Founder
Focused on maintaining high-quality mortgage portfolios and adapting to market dynamics.
Real experiences from clients who trust Richview Capital
Common questions about MIC investing and Richview Capital
A Mortgage Investment Corporation (MIC) is a Canadian investment vehicle that pools capital from investors to fund residential and commercial mortgages. MICs are regulated under the Income Tax Act and offer investors asset-backed returns through mortgage interest income. Richview Capital MIC focuses on residential mortgages and construction financing across Ontario.
Target rate of return is 7-8% annually, paid through quarterly distributions from mortgage interest income.
Yes. Eligible for RRSP, RRIF, TFSA, LIRA, RESP, and LIF. Fees apply for registered and self-directed accounts. No fees on non-registered (cash) accounts.
$100,000 minimum. $10.00 per share. Minimum 2-year hold, quarterly liquidity thereafter.
All mortgages secured by real estate at max 75% LTV. Minimum 600 credit score on all borrowers. Portfolio diversified across the GTA. Annual audited financials.
Quarterly by direct deposit: March 30, June 30, September 30, December 31.
Start Investing
Take the first step toward secure, asset-backed returns. Earn 7–8% annually through Richview's licensed Mortgage Investment Corporation.
Earn 7–8% annual returns backed by real estate.
We've received your consultation request. Our team will confirm shortly.