Terms of Use
Please read these terms carefully before using our website or engaging our services.
Effective Date: January 1, 2025 | Last Updated: March 2025 | Richview Capital Corp., Woodbridge,
Ontario
By accessing or using the Richview Capital website at richviewcapitalmic.com (the "Site"), or by
submitting an inquiry, application, or consultation request, you agree to be bound by these Terms of
Use. If you do not agree, please discontinue use of the Site immediately.
1. About Richview Capital Corp.
Richview Capital Corp. is a licensed Mortgage Investment Corporation (MIC) registered in Ontario, holding
Mortgage Administrator Licence #13171 under the supervision of the Financial Services Regulatory
Authority of Ontario (FSRA). We provide private mortgage lending, construction financing, and MIC
investment opportunities to borrowers, brokers, and investors across Ontario.
2. Acceptance of Terms
These Terms of Use govern your access to and use of the Site and any related services, features, or
content made available by Richview Capital Corp. These terms apply to all visitors, borrowers,
investors, brokers, and any other individuals accessing the Site.
We reserve the right to modify these terms at any time. Changes will be posted to this page with an
updated effective date. Your continued use of the Site after any such changes constitutes your
acceptance of the revised terms.
3. Permitted Use
You may use the Site solely for lawful purposes and in accordance with these terms. Specifically, you
agree not to:
Use the Site for any unlawful purpose or in violation of applicable federal, provincial, or local law
Transmit any unsolicited commercial communications or spam
Attempt to gain unauthorized access to any part of the Site or its underlying systems
Upload or transmit viruses, malware, or any other harmful code
Scrape, harvest, or collect information from the Site without our express written consent
Use the Site in any way that could damage, disable, or impair its functionality
Impersonate any person or entity, or misrepresent your affiliation with any person or entity
4. No Financial or Legal Advice
The content on this Site is provided for general informational purposes only. Nothing on this Site
constitutes financial, investment, legal, tax, or mortgage advice, and it should not be relied upon as
such. Richview Capital Corp. strongly recommends that you consult with qualified legal, financial, and
tax advisors before making any financial decisions.
Submission of an inquiry or consultation request does not create a borrower-lender, investor, or advisory
relationship. All financing and investment arrangements are subject to formal underwriting, due
diligence, applicable regulatory requirements, and the execution of binding agreements.
5. Accuracy of Information
While we make reasonable efforts to ensure the accuracy and currency of the information presented on this
Site, we make no representations or warranties regarding its completeness, accuracy, or suitability for
any particular purpose. Loan terms, rates, LTV ratios, investment returns, and processing timelines
referenced on the Site are illustrative and subject to change without notice based on market conditions
and individual file characteristics.
6. Intellectual Property
All content on this Site, including text, graphics, logos, images, and the overall design, is the
property of Richview Capital Corp. or its content licensors and is protected by Canadian and
international copyright, trademark, and other intellectual property laws.
You may view and print pages from the Site for your own personal, non-commercial use, provided you retain
all copyright and proprietary notices. No other reproduction, distribution, republication, or
modification of Site content is permitted without our prior written consent.
7. User-Submitted Information and Marketing Consent
When you submit an inquiry form, consultation request, or application through the Site, you represent and
warrant that all information provided is accurate, complete, and not misleading. Submission of false or
fraudulent information may result in refusal of services and may have legal consequences.
By submitting a form on this Site, you consent to Richview Capital Corp. contacting you in connection
with your specific inquiry or request. This may include follow-up by phone, email, or other means
related directly to your submission.
Marketing communications (CASL): Richview Capital Corp. complies with Canada's Anti-Spam
Legislation (CASL). We will only send you commercial electronic messages, such as promotional emails,
market updates, or service announcements, if you have provided express consent (by actively checking an
unchecked opt-in box on our forms) or if implied consent applies under CASL (e.g., you have an existing
business relationship with us within the applicable timeframes). Every marketing message will include an
unsubscribe mechanism. You may withdraw consent at any time by clicking "Unsubscribe" in any email or by
contacting .
By submitting information to us through the Site, you consent to its collection, use, and disclosure in
accordance with our .
8. Third-Party Links and Content
The Site may contain links to third-party websites for convenience and reference purposes. These links do
not constitute an endorsement of those sites or their content. Richview Capital Corp. has no control
over and accepts no responsibility for the content, privacy practices, or availability of any
third-party sites. Your use of any linked site is at your own risk and subject to the terms and policies
of that site.
9. Limitation of Liability
To the maximum extent permitted by applicable law, Richview Capital Corp., its directors, officers,
employees, agents, and affiliates shall not be liable for any direct, indirect, incidental,
consequential, special, or punitive damages arising from your use of, or inability to use, the Site or
any content or services made available through it, even if we have been advised of the possibility of
such damages.
This limitation applies regardless of whether the claim is based in contract, tort, negligence, strict
liability, or any other legal theory.
10. Indemnification
You agree to indemnify, defend, and hold harmless Richview Capital Corp. and its affiliates, officers,
directors, employees, and agents from and against any claims, liabilities, damages, losses, costs, or
expenses (including reasonable legal fees) arising out of or related to your use of the Site, your
violation of these terms, or your violation of any applicable law or the rights of any third party.
11. Regulatory Compliance
Richview Capital Corp. operates as a licensed Mortgage Investment Corporation and Mortgage Administrator
in Ontario under the Mortgage Brokerages, Lenders and Administrators Act, 2006 (MBLAA), subject
to oversight by the Financial Services Regulatory Authority of Ontario (FSRA) (Licence #13171).
As of October 11, 2024, Richview Capital is also a reporting entity under the Proceeds of Crime
(Money Laundering) and Terrorist Financing Act (PCMLTFA), administered by FINTRAC. All
borrowers and investors are subject to identity verification, know-your-client (KYC), and anti-money
laundering (AML) requirements as a mandatory condition of using our services. We reserve the right to
decline any application or transaction that does not satisfy our compliance obligations.
We are a member of the Ontario Mortgage Investment Companies Association (ONMICA).
12. Governing Law
These Terms of Use are governed by and construed in accordance with the laws of the Province of Ontario
and the federal laws of Canada applicable therein. Any dispute arising from these terms shall be subject
to the exclusive jurisdiction of the courts of Ontario.
13. Severability
If any provision of these Terms of Use is found to be invalid, illegal, or unenforceable, the remaining
provisions shall continue in full force and effect.
14. Entire Agreement
These Terms of Use, together with our and , constitute the entire agreement between you and Richview
Capital Corp. with respect to your use of the Site and supersede all prior communications,
representations, or agreements.
15. Contact Us
Questions about these Terms of Use may be directed to:
Richview Capital Corp.
7681 Highway 27, Unit 15, Suite 200
Woodbridge, ON L4L 4M5
Email:
Phone:
