Blog

Short educational notes on topics we cover on this site - private lending, construction financing, and MICs in Ontario.

Latest articles

General information only; see our service pages for program details.

May 2026 · Brokers

FSRA Level 2, Form 1.1, LTV bands, deal-note format, Filogix vs direct BRM submission, and timelines from submission to funding.

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May 2026 · Construction

Real construction draw timelines, QS sign-off, holdback mechanics, rates, and take-out planning for Ontario and GTA builds.

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Apr 2026 · Borrowers

MIC vs individual lenders, published rate and fee tables, LTV caps, funding timelines, power of sale context, and how to plan your exit in the GTA.

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Apr 2026 · Investors

How MICs work, registered accounts (RRSP, TFSA, RRIF), MIC vs GIC vs REIT, risk controls, and what to ask before you invest.

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Apr 2026 · Borrowers

How private lending differs from bank financing, costs and LTV context, and what to look for in a licensed Ontario lender.

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Apr 2026 · Construction

Draw schedules, bank vs private construction loans, documents, GTA builds, renovations, and take-out financing.

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